Can I get a payday loan with a very bad loan?
Eligibility for a loan may depend on the individual criteria of each lender. Generally, a payday lender will look at both your credit history and your current financial situation before deciding whether to give you a loan, and some credit companies may be more willing than others to lend to people with very bad credit. However, this may vary from one lender to another.

Satsuma is not a payday lender, however, we consider all circumstances, including bad credit. We perform credit checks and take your personal circumstances into account when making a decision. You can check in advance whether you are eligible for one of our short-term loans.

What happens if you don’t pay off the loan on payday?
All credit providers may differ from each other, so when applying for a loan, you should carefully consider the terms and conditions related to the consequences of missed payments..

What happens if you don’t pay back Satsuma’s loan?
With a short-term Satsuma loan, there are no fees for late or missed payments, you will only be refunded what you agree to in advance. So you won’t find that your debt is growing more than you expected.

However, if your circumstances change and you do not notify your lender and miss payments or pay less than the agreed amount, You may risk damaging your credit rating. It is therefore always helpful to inform the lender if your circumstances change, and since Satsuma Loans is a responsible lender, we will always do our best to try to help.

Whether it’s a payday loan or an alternative to a payday loan, talk to your lender if you’re struggling. You can talk to Satsuma by phone, online, or by mail. Detailed information on how to contact us can be found here.

Can I get a payday loan online?
Some payday loan companies allow you to apply online. However, each company has its own acceptance requirements, so the ability to get approval may vary from one lender to another.

If you decide that a short-term loan from Satsuma will meet your needs more than a payday loan, the application process can be completed online and you can get a solution within 60 seconds.

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